Chalk Talk: Limitations of Hidden Insurance
January 5, 2023
“Main Street Chalk Talk”
MainStreet Financial Planning Discussion Club
when: 1-17-23 Tuesday 7:30 p.m. Eastern Standard Time. 4:30 PM (Pacific)
~30-45 minutes
Recorded and available for 1 week
How: Zoom meetings, free for ongoing customers.$10 for guests
HIDDEN INSURANCE LIMITATIONS
Hosted by: Jennifer Bush, CFP®
guest commentator: Brian Truett
You might be surprised what your insurance doesn’t pay for…
Join us for an enlightening conversation about how insurers use sublimits to limit risk and reduce claims payouts.
This conversation discusses common pitfalls when reviewing a client’s home, auto, and personal liability insurance policies.
Some of the topics we discuss:
- What is Sublimit?
- Actual cash value and cost of exchange
- Ordinances and Laws (Upgrading Building Codes)
- Coverage of sewerage backup
- Special Restrictions on Jewelry, Coins, Art, Antiques, and Computers
- Statement of Liability (Property Damage, Personal Injury, Personal Injury)
- uninsured driver
Information about the speaker:
Brian founded Trouette Insurance Agency with a mission to provide high net worth individuals and families with a disciplined and analytical approach to insurance. He works with his financial advisors, chartered accountants and attorneys to protect clients and their assets.
Brian lives in Scottsdale, Arizona with his wife, two children, and four dogs.